What is Finkoin financial health check?

A free 5-minute assessment that scores emergency fund, insurance, debt, and investment health for Indian users.

Is the Finkoin analyse tool free?

Yes. The core financial health check on Finkoin is free to start.

No. Finkoin does not require PAN or Aadhaar for the financial health check.

Finkoin Analyse

Free check for India — emergency fund, term insurance, debt, and investments. No PAN. No Aadhaar. Clear next steps, not a lecture.

Free to start · Built for Indian salaries & EMIs · Takes ~5 minutes

Four pillars that decide whether your money plan is resilient.

1
Answer simple money questions
Income, EMIs, insurance, and investments — no jargon wall.
2
Get your health score
See what is strong and what needs attention, in plain language.
3
Follow a fix plan
Prioritised actions for India: emergency fund, cover gaps, debt, SIPs.

What is the Finkoin financial health check?: A free 5-minute assessment that scores your emergency fund, insurance cover, debt load, and investing habits — built for Indian salaries, EMIs, and goals.
Do I need PAN or Aadhaar?: No. Finkoin does not ask for PAN or Aadhaar for the health check.
Is it really free?: Yes. You can start the core financial health check free. Sign in only when you are ready to save your plan.
What do I get after the check?: A score out of 100, clear gaps (like emergency fund or term cover), and a practical fix plan you can act on month by month.

Create a free Finkoin account and start the financial health check.

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