Listed equity and equity-oriented funds historically enjoyed zero long-term capital gains tax until reforms introduced a taxed regime beyond specific holding periods. Short-term gains face higher rates tuned to discourage churn.

Grandfathering clauses protected notional gains up to cut-off dates — your broker statement may be wrong; download trade logs from AMCs and reconcile purchase NAVs for shares migrated between demats.

Loss harvesting matters: set off rules pair STCL against STCG before carrying forward balances across years within statutory limits.

International equity feeder funds may be treated as debt funds for tax — do not assume Indian equity rules apply by headline category name alone.

Day-traders mixing business income and capital gains may face scrutiny; structure activity intentionally with CA guidance if scale grows.

FAQs

Clear answers in plain language. Educational guidance only.

What is this guide about?⌄

Holding clocks start on dates that changed across Finance Acts — track your grandfathering.

Is this personalised financial advice?⌄

No. Finkoin Learn articles are educational. Verify rates, rules, and product terms with your bank, insurer, CA, or a qualified professional before acting.

How often is this updated?⌄

We refresh guides when rules or market norms shift materially. Tax and regulatory topics may change each Finance Act — always cross-check the current year.

Can I use Finkoin tools with this article?⌄

Yes. Calculators and the financial health check on Finkoin help you model numbers discussed here — use them alongside official sources.

STCG vs LTCG on equity in India

FAQs

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