50/30/20 Budget Calculator

Split your take-home pay into needs, wants and savings with the 50/30/20 rule, and compare with what you actually spend.

• What is the 50/30/20 rule?

  Spend 50% on needs, 30% on wants and save 20% of your take-home.

• Should I save more than 20%?

  If you can, yes — especially for early retirement or big goals.