Direct vs Regular Mutual Fund Calculator

See how much more a direct mutual fund plan earns than a regular plan over time because of its lower expense ratio.

• What is the difference between direct and regular plans?

  Same fund and manager. Regular plans pay a distributor commission, so their expense ratio is about 0.5–1.5% higher.

• Does 1% really matter?

  Over 20 years a 1% higher cost can take 15–20% off your final corpus.