STP Calculator

Free STP calculator. Model moving a lumpsum from a debt or liquid fund into an equity fund in monthly instalments.

• What is an STP?

  A Systematic Transfer Plan moves a fixed amount every month from one mutual fund (usually liquid or debt) to another (usually equity) in the same fund house.

• Is STP taxed?

  Yes. Each transfer is a redemption from the source fund, so gains on it are taxed as capital gains.