Education Loan EMI Calculator

Calculate education loan EMI after the moratorium, interest added during study, and the 80E tax benefit.

• What is the moratorium on an education loan?

  Usually the course period plus 6–12 months, when you don't pay EMIs. Interest still accrues.

• How does Section 80E work?

  All interest paid on an education loan is deductible for up to 8 years from when repayment starts, in the old regime.