Lumpsum Calculator

Free lumpsum calculator for India. Estimate how a one-time mutual fund or stock investment grows, and what it is worth in today's money.

• How is lumpsum return calculated?

  Future value = amount × (1 + annual return)^years, compounded yearly.

• Lumpsum or SIP?

  Lumpsum works when you already have the money and a long horizon; SIP spreads the risk of investing at a market peak. An STP combines both.