Goal SIP Calculator

Find the monthly SIP or one-time investment needed for any goal — a car, home, travel or education — after inflation.

• How is the SIP for a goal calculated?

  The goal's cost is inflated to the target year, existing savings are grown, and the remaining gap is converted to a monthly SIP at your expected return.

• What return should I assume?

  About 11–12% for equity funds over 7+ years, 7–8% for debt or hybrid funds over shorter periods.